The ready-made garment industry of Bangladesh is one of the largest formal manufacturing sectors. It has played a key role in the country’s process of industrialisation, empowerment of women, export oriented development and growth. Workers from poor socio-economic backgrounds are working in the garment industry. Their health, safety and working conditions are very poor and not protected. There is a lack of regular inspection and compliance with local law in buildings and factories. This led to the collapse of the eight story Rana Plaza building in the capital Dhaka on the 24th of April 2013, “killing 1,100 workers and 2,500 injured” 2. The main aim of the study is to assess the impact of Rana Plaza Tragedy, where RMG workers make garments for multinational brands of Australia, Europe and USA, and the advantage which took these companies of the absence of labour laws, workplace health and safety standards, building standards, long working hours and low wages in Bangladesh. The study used both primary and secondary data including related case studies. The practical application of the study is to develop formal ethical, labour-law, health and safety standards for a factory worker; construction; institutions and courts for monitoring the supplier’s behaviour onshore and large multinational firms offshore. The study recommends to protect the rights of women workers who are sowing garments for the fashion conscious consumers from the developed countries. Future research will explore inclusive growth for workers and how to stimulate inclusive sustainable business for export led garment industry.

Small and Medium Enterprises (SMEs) play a significant role in the nation’s economic development process. SMEs provide job opportunities, create wealth, promote modernization and contribute to technological changes. The Asia-Pacific Region is foreseen to be the next economic boom. A comparison of SMEs in Bangladesh, Thailand and the Philippines on their SMEs Landscape, Banking sector, Non-Banking sector and Capital Markets would give a picture of which strengths, weaknesses, opportunities and threats these countries face. The time period of the study is from August 2016 to January 2017. Based on the secondary sources of data, the research was conducted to examine real scenarios. The study aimed at getting information whether each country would have any benchmark to attain the best practices. The study found that SMEs credit and repayment schemes in these countries need to be gradually improved. Through proper utilization of SMEs, these countries can alleviate poverty and attain economic progress. Unfortunately, the informal sector of these countries is playing a large role. It should be transformed to formal sector by financial inclusion. This can be achieved by setting up SMEs in the formal sector .The creation of employment along with poverty reduction in the formal sector will enhance economic growth as well as fulfill the basic needs and create empowerment of people. Community banking is suggested to be introduced for accumulating micro-savings and allocating, distributing setting up SMEs in the formal sector through micro investment under the umbrella of community banking. Further, under the regional cooperation flagship of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation (BIMSTEC) Bangladesh and Thailand may work in collaborative manner in the SMEs sector. The Philippines may join the regional body of BIMSTEC and collaborate with SMEs at the regional level. This may lead to achieve some goals of sustainable development goals (SDGs). SMEs can work more rigorously for lower income group people to improve their living standard. The further research on these three countries can consider primary sources of data to find out the way to implement community bank for transforming micro savings to micro investment for removing income inequality, disparity and attaining social justice.

The healthcare system in Bangladesh suffers from many shortcomings. This drives not only the affluent and the middle-class, but also the poor Bangladeshi to travel cross-border to India, Thailand, Singapore and Malaysia for medical treatment. In Bangladesh, there are an over-crowded public healthcare system, the paucity of funds, a lack of medical expertise and technology, and few quality private hospitals to service the local high-income population. For this paper, Bangladeshi patients (n=113) who had undergone medical treatment in Thailand during February 2017 to June 2017, completed the survey. Statistical findings suggest that the medical costs are high in Thailand and hiring personal attendants for older patients is expensive. Apart from the language barrier with no interpreting services, the patients are also required to purchase sample medicine from the hospital dispensary at a higher price. On the positive side, the physicians in Thailand were overseas qualified, caring, trustworthy, honest and straightforward while dealing with patients, and had the expertise to provide diagnostic results for several diseases. Results also show that compared to Bangladesh, Thailand has less waiting-time for surgery with state-of-the-art medical facilities, and excellent healthcare service, resulting in an increasing outbound medical travel from Bangladesh. Healthcare policy implications are that the public and private hospitals in Bangladesh need to provide the quality of accredited and timely healthcare to the locals, so that the poor and middle-class Bangladeshi do not have to travel cross-border for healthcare. Unless Bangladesh improves its healthcare system, the outbound medical travel to Thailand and other neighboring countries will continue, and can it dream to develop a medical tourism market to attract foreign patients. Doctors, nurses and lab technicians along with health management personnel must be ethical and corruption free. Improved excellence in healthcare delivery, international accreditation, and elimination of dishonest performs in Bangladeshi healthcare will steadily decrease outbound medical travel by the poor and middle class Bangladeshi, save medical travel costs, medical travel-risk and anxiety of being away from home and relatives, resulting in more and more Bangladeshi patients preferring to trust and use their healthcare system. Future research directions will explore the quality, access and affordability of inclusive healthcare in both public and private hospitals of Bangladesh.